Everyone has a choice

Everyone has a choice

My wife and I went shopping yesterday at an outlet mall. When we got home, we spoke about our purchases and how happy we were with our choices of goodies.This got us talking about our buying habits in general. What we buy, how much we are prepared to pay and why we actually buy what we buy. We spoke about our general expenses and started to list th...

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The true cost of breaking the rules of the road - Part 2

The true cost of breaking the rules of the road - Part 2

If you remember from Part 1, I was caught speeding 15 mph over the speed limit and was given a ticket. What followed ended up being the best part of $1000 in fines and increased insurance premium and the loss of my good driver bonus over 3 years.Moving onto Part 2.Every weekend across the country, there are instances where people decide to have alc...

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The true cost of breaking the rules of the road - Part 1

The true cost of breaking the rules of the road - Part 1

A couple of years ago, my wife and I embarked on a drive from Los Angeles to Yosemite. We wanted to experience nature. But what I got instead were some life-long insights into the true costs of breaking the rules of the road. I had been driving 5 hours and everything was going beautifully. It was a sunny day, we were within 20 miles of our destina...

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To appreciate, or depreciate? The choice is yours.

To appreciate, or depreciate? The choice is yours.

As we get older, we are supposed to get wiser, but that depends on whether we have good sense and the stubbornness factor. Sense is not that common and stubbornness does not necessarily decrease with age.Over the last 6 months, I have been going to a chiropractor and deep tissue sports massage to fix various ailments and it got me thinking about a ...

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My new hobby.

My new hobby.

I am proud to say that I have taken up surfing and loving it. Originally, I watched a load of surfers and came to the conclusion that it was a lot of effort for very little reward.You have to get up early to catch the best waves, otherwise, the winds can affect the quality of the wave.You have to paddle out against the waves, which can turn out to ...

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One of the best lessons you will ever learn about money.

One of the best lessons you will ever learn about money.

One of the best lessons you will ever learn about money. Read this story how a parent taught a child about money. A parent teaches daughter about money.

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The costs of running a car.
Personal Development

Personal Development

This morning I was reading a blog and the message really got me thinking."During the day, work an hour for yourself." At first, I thought, actually I am self-employed. I gave up working for other people. Hence I do work for myself.The message was not about what we are currently doing, but about personal development. Learn something new. Take up a h...

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7 things a teenager should know

7 things a teenager should know

I want to keep this really simple. Currently, there are a lot of people talking about personal finance and the fact that they need to know about 401ks and investing. Bottom line is that over 80% of students don’t have any money to invest, simply because they are not either earning enough, have enough disposable income, have a part time job or becau...

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Decisions.

Decisions.

Making decisions, whether it be life, a career or financial requires you to think things through. It is your decision and it is you who ultimately has to live with that decision. By all means get opinions, but do remember that if the decision is the wrong one, it is ultimately you who will feel the pain.Learn to think decisions and consequences th...

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